Trampolines keep kids entertained with endless bouncing, but they also present major safety concerns for homeowners. As the homeowner, you assume responsibility for the safety of anyone using your trampoline. Addressing the potential safety concerns of a backyard trampoline helps reduce injuries of those who use the trampoline while protecting your own interests.
Injuries
The U.S. Consumer Product Safety Commission states that almost 92,000 emergency room visits in 2001 were due to trampoline injuries. The injuries result from collisions of two people jumping, incorrect landing, falling off the trampoline completely or falling onto the springs and frame. The Mayo Clinic lists fractures, sprains and head or neck injuries as possibilities when jumping on a trampoline. Setting rules for trampoline use helps reduce injuries. Do not allow somersaults or other dangerous tricks on the trampoline. Limiting the trampoline to one person at a time also helps reduce injuries. Make sure the trampoline is located in a flat area away from trees and other structures.
Unsupervised Jumping
When children or neighbors jump on your trampoline unsupervised, you have no control over how they are using the trampoline. They may engage in unsafe tricks that you would normally not allow. A fenced backyard helps prevent neighbors from helping themselves to your trampoline. Make it clear to neighbors that you only want them to use the trampoline when you are around to supervise. The Mayo Clinic recommends not using a trampoline ladder. This may entice kids or others to jump when you're not around because they can get on the trampoline without assistance.
Safety Equipment
A basic trampoline provides little protection for falls. Adding safety equipment to your trampoline may reduce injuries. The U.S. Consumer Product Safety Commission recommends adding an enclosure around the trampoline, which keeps jumpers from falling off the trampoline. Shock-absorbing covers over the springs and hooks prevent kids from falling through the springs.
Homeowner's Insurance
Homeowner's insurance is an essential layer of protection for all homeowners. In addition to covering your house itself, insurance covers your liability if someone gets injured on your property. Owning a trampoline is considered a higher risk by the insurance company because of the potential for injuries. Your homeowner's insurance premium may increase if you own a trampoline. Some insurance companies may say you cannot own a trampoline if you want to keep your insurance policy with them. Consult with your insurance agent before purchasing a trampoline.
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