Drug assistance programs provide a means for people to obtain necessary medications when they are otherwise unable to pay for them. These situations occur when a person cannot afford private health insurance or does not qualify for government-sponsored health programs or assistance, or lacks financial resources needed to pay for medication. Resources are available to locate and apply for drug assistance programs.
Drug Discount Cards
A drug discount card, also called a savings card, offers consumers a cut rate on prescription medications. The amount of the discount will vary by program, by drug and by pharmacy. Usually, the consumer must use the card at a particular pharmacy that participates in the program, however many savings card programs do not require financial qualification in order to participate. Some of these types of programs are free, while others charge a fee to enroll.
Manufacturer-Sponsored Programs
Many drug manufacturers offer patient assistance programs for their products. These types of programs each have specific financial requirements for qualification and application process. Depending on the program, the application may need to be made by mail, fax or telephone, while some companies offer the application forms online. When applying for assistance for prescription drugs, a physician's order will be required both at the time of application and when renewing the application.
Disease-Specific Programs
There are also non-profit organizations that provide assistance to patients with specific diseases. An Internet search using the name of your specific diagnosis may help in searching for organizations that can help with costs for medication or other treatment. Each of these programs has it's own financial criteria and application requirements, so be sure to read through the information carefully and contact the organization for more information if needed.
