Family cell phone plans allow members of a single family to share a specified amount of minutes each month. Managed correctly, these plans provide good value and can make it easy to track your billing and usage. Family plan features and phones vary by provider, and may include options ranging from free weekend minutes to affordable text and picture messaging. Before you commit to a cell phone contract, compare different plans and providers to find the best one for your family.
Step 1
Call different providers in your area and learn about family plans that fit your monthly budget. Determine which providers offers the most anytime minutes within your price range, then compare the quantity of night and weekend minutes based on your family's phone habits.
Step 2
Ask about overage charges. Most providers charge a flat fee for every minute you go over your plan limit. Pick a plan that offers low-cost overage fees, or allows you to roll over minutes you don't use one month to cover overages in the next month.
Step 3
Check pricing for data, text or picture messaging if these are features your family may use. If your children like to send messages to friends, choose a plan that offers unlimited texting for a low, flat fee.
Step 4
Review the service plan to learn about features, including roaming, long-distance, mobile-to-mobile minutes or free incoming calls. If any of these features are important to your family, limit your search to plans that include these services for free.
Step 5
Examine the provider's coverage map to check for service in your area. Ask the sales staff to provide a free trial period so your family can take the phone home and check for service. Allow each member of your family to test the phone at home, school or work to ensure it works where they need it to.
Step 6
Inquire about contract terms and cancellation fees. According to the Iowa Office of the Attorney General, family plans often include an early termination fee of $150 to $200 per phone. Look for plans with minimal fees, and make sure you'll be allowed to cancel for no fee if you can't get service in your area.
Tips and Warnings
- Always read a cell phone contract from start to finish before signing. Ask the sales person to clarify any terms or conditions you don't understand. Contact your local attorney general's office or Better Business Bureau to get references and reviews for area providers.



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