As you shop for car insurance, you will want to compare rates from multiple carriers. This can help you save money by securing coverage from the auto insurance company with the lowest pricing. In order to look at multiple quotes at once from car insurance companies, you can utilize online tools. Before you receive your quotes, however, prepare to provide your vehicle's specs.
Step 1
Log on a website that can allow you to compare quotes from multiple vendors simultaneously. A few examples include Insurance.com and eSurance.com.
Step 2
Put in your zip code to receive quotes from auto insurance companies in your area. The website will gather rates by first inquiring about your zip code. You will then need to provide information about your car, including year, make, model and mileage. You also must let the site know whether you own, lease or finance the vehicle.
Step 3
Review the quotes presented to you by the car insurance rate comparison site. The quote will include an annual or monthly rate as well as the type of coverage you will receive under this rate. You are required by law to have liability insurance on any car you plan to drive. Collision auto insurance will cover damage sustained to your vehicle as well as any damage you have caused to another car.
Step 4
Find out if the rates you are comparing include any discounts. Each company may offer discounts to vehicles that meet certain qualifications. This includes anti-theft systems, ignition cut-off switches and recovery systems.
Step 5
Call the car insurance company directly to confirm the quoted online rate. In some cases, companies may advertise a much lower price than the actual rate you will pay. The rate quoted may not include any fees and taxes that the company may impose. To check the rate, contact an agent directly.
Tips and Warnings
- When using a site to compare car insurance rates, you may have to disclose certain information. The company may inquire whether you have had an accident or auto claim filed in the last five years.
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