SSI Benefits for Kids

SSI Benefits for Kids
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In the United States, individuals with low income, limited means, or physical and mental disabilities are offered financial help under the Supplemental Security Income scheme. SSI is administered by the U.S. Social Security Administration, which receives contributions from workers' paychecks in order to fund its benefit programs. Children can qualify for SSI benefits under certain circumstances.

Benefits for a Child with Disabilities

According to the Social Security Administration, a child under the age of 18 can qualify for her own SSI benefits if eligibility requirements are met. She must meet the definition of disability as laid out by the SSA, generally stipulating that her disability has lasted at least 12 consecutive months and significantly limits her functionality. She must also meet income and resource limits and requirements. In 2010, a child who works and earns more than $1,000 per month is ineligible for SSI benefits. Certain states supplement the amount of federal benefits paid to a child with disabilities, the benefit rates of SSI may vary from state to state.

Benefits for the Child of a Disabled Adult

Adults who qualify for SSI benefit payments due to disability or blindness are also entitled to additional SSI benefits for any dependent children under the age of 18. A child is usually classified as a dependent if he lives with you, is unmarried and requires financial support for daily needs. In some cases, such as when a child lives at school for periods of time but returns home on a regular basis, a child who does not live with you full-time may still be considered your dependent. Biological children, adopted children and stepchildren are equally eligible for this type of SSI benefit, according to the organization HCV Advocate.

Benefits for the Child of a Deceased Adult

The widow or widower of a deceased adult worker may be eligible to receive survivor's benefits from the Social Security Administration. These benefits are also extended to the children, stepchildren or adopted children of the widow or widower. Benefits are subject to eligibility based on income, resources and dependency of any children under the age of 18, according to the Social Security Administration website.

Benefits for the Child of a Retired Worker

Supplemental Security Income payments are made to a retired adult worker over the age of 65 who has low income and limited financial resources. If an adult recipient of SSI benefits has children under the age of 18 living with him, additional benefits may be payable for costs associated with these minor children.

References

Article reviewed by Veronique Von Tufts Last updated on: Oct 19, 2010

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