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How to Buy a TV With Bad Credit

by
author image Frank Dioso
Frank Dioso is a trained medical technologist working for prominent research institutions such as Quest Diagnostics and California Clinical Trials. He has, for many years, ghostwritten clinical trial reports for confidential pharmaceutical drugs and is currently contributing his clinical laboratory science knowledge to online how-to articles.
How to Buy a TV With Bad Credit
Shop around for your new tv. Photo Credit JackF/iStock/Getty Images

Virtually everyone wants a TV, for himself or as a gift to others. Televisions come in all shapes, types and price ranges. It can be difficult to purchase one if you have poor credit. However, there are certain ways to get the TV you've always wanted even with bad credit.

Step 1

Go to a rent-to-own place such as Rent-A-Center. This is a simple way to buy a TV with bad credit without any difficulties. You may have to pay high interest fees and make weekly payments, but after a few years you will have completely paid it off. However, you must make sure you can make the weekly payments or they will repossess the television.

Step 2

Go to an electronics retail store such as Best Buy or CompUSA and apply for their credit card to purchase a TV. These retail stores offer a high approval rate for customers with bad credit. However, the interest rate for this type of credit is very high.

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Step 3

Contact a bank that will not check your credit history and apply for a credit card. Orchard Bank, for example, does not check your credit history but does require you to have been employed for at least a year. Once you receive your card, you will have credit, which you can use to buy a TV.

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References

  • "How To Get All The Credit You Want And Erase Your Bad Credit Record:" Bob Hammond; Dec 1, 2000
  • “How to Buy and Sell (Just About) Everything;” Jeff Wuorio; Nov 13, 2003
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