Gyms bundle almost every cardio machine, weight setup, group fitness class or professional fitness service you could want into a single, convenient package. In return you pay a price in both money and time spent commuting back and forth. Some gyms also require you to sign a long-term membership commitment. Before you sign on the dotted line, carefully consider the gym's offerings and membership terms and compare them with your needs.
Membership Terms
Often, gyms try to lure you in with the promise of a low monthly membership fee. But there may be strings attached. For example, you may have to commit to a certain contract period --- and pay a penalty if you cancel before the contract expires --- or pay an initiation fee before you can join. Sometimes the advertised low membership fee gives you access to only some of the gym's locations or services, or a discounted fee may apply only to the first few months of your membership. Always review the full terms of the membership before you sign up.
The Bottom Line
Once you know all the costs involved in the membership, calculate how much the membership will cost, plus how much you'll pay in gas or transit fares to get to and from the gym. Also calculate how long it will take for you to commute back and forth. If you can't afford the time or money, ditch the gym and consider other options, such as working out at home with a few select pieces of exercise equipment.
Commitment
Double-check your own commitment level. According to physical activity guidelines jointly released by the American College of Sports Medicine and American Heart Association, you should do cardiovascular exercise at least three to five times a week, and strength train your major muscle groups twice a week. Ask yourself whether you can you commit to hitting the gym regularly. Even if you have the time and money for a gym membership, it doesn't do you any good unless you actually use it. If you like to exercise outside, ask a gym employee if you can put your membership on hold for the summer and resume it in the fall.
Additional Services
If you're just looking for access to weight equipment, university fitness centers and community recreation centers are low-cost alternatives. However, they often don't provide the extra services you'll find in a gym, such as drop-in group fitness classes, personal trainers, massage therapy and fitness seminars. If you're most interested in these extra services, shop around to see which gyms offers the best rates. Sometimes a seemingly expensive membership will include some free access to other services, making it an excellent deal --- if you actually use these services.
Check it Out
Although money and time are limiting factors when it comes to choosing a gym, your personal safety and comfort are the most important considerations. Take a tour of the gym before you sign up. Look for exercise equipment that's in good condition, and check for a clean, well-maintained locker room. If you don't feel safe, go somewhere else or work out at home.



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