If you're moving across the country, but would like to open a bank account before you arrive, opening an account online from a bank you trust is a convenient solution. Opening a checking account online is also useful for students or seniors who do not have adequate transportation to the bank. Opening a checking account online is a safe, quick way to put your money in the bank, begin writing checks and start to save for your future.
Step 1
Determine which bank fits your needs. Bank of America, Citizens Bank and Nationwide Bank are three national bank chains that allow you to open an account online. Choose a bank that has banking and ATM locations close to your house or work, so if you do need to make a deposit or take money out, you won't have to drive across town.
Step 2
Find a checking account that fits your needs and is offered by your bank of choice. Bank of America, for instance, requires a $25 deposit for its most basic checking account. Some banks charge a fee when your balance dips below a certain number, so read the website carefully to determine that the type of checking account you are signing up for is one that works with your lifestyle.
Step 3
Apply for a checking account on the bank's website. You may need to submit your name, address, phone number, social security number and your previous checking account number in the application. If you do not feel comfortable giving this information out online, apply in person.
Step 4
Wait several days to see if you qualify for a checking account with the bank of your choice. Your bank will call or email you within several days to inform you that your application has been accepted.
Step 5
Receive paper documents informing you of your new checking account in the mail. You may also receive checks that you can to take money out of your new checking account.
Member Comments