Credit counseling is fraught with scam artists seeking to take advantage of unsuspecting individuals. Any credit counseling company that offers you a quick solution is best to view with extreme caution. Toptenreviews.com has put together a review of the 10 best credit counseling companies based on accreditation, affiliations, education, financial tools offered, services, ease of use and support.
AAA Fair Credit Foundation
This nonprofit helps you construct a plan to emerge from debt and educates you so that you don’t fall back into debt after you come out of it. AAA Fair Credit Foundation offers a grade K-12 financial literacy curriculum, on-demand online financial learning classes, credit report reviews, marriage and money advising, identity theft recovery and much more. The organization is a member of the American Association of Debt Management Organizations, the National Association of Certified Credit Counselors and the Association of Independent Consumer Credit Counseling Agencies.
Springboard has been in business since 1974, is Better Business Bureau accredited, a member of the American Association of Debt Management Organizations and the Association of Independent Consumer Credit Counseling Agencies. It provides an extensive variety of financial education materials and employee assistance program and other helpful programs.
Money Management International
This organization offers not only debt management services, financial education and online counseling, but also housing services and grade three through six teacher resources. It also provides extensive varieties of financial worksheets and calculators.
American Consumer Credit Counseling
This organization has a Financial Fitness Center designed to educate clients and offer you debt management and credit counseling programs. It is a member of the National Foundation for Credit Counseling and the Association of Independent Consumer Credit Counseling Agencies.
American Financial Solutions
American Financial Solutions provides informational articles, personal credit and debt management counseling. It is accredited with the Better Business Bureau with an “A” rating by the Bureau.
Take Charge America
Take Charge America offers financial educational options including primary teacher resources and financial tools and is a member of the Association of Independent Consumer Credit Counseling Agencies and the Better Business Bureau.
ClearPoint Credit Counseling Solutions
This organization has been in business since 1972 and is accredited with the Better Business Bureau. It offers a decent range of credit counseling, housing, bankruptcy and credit report counseling.
This organization is Better Business Bureau affiliated with an “A+” rating. It offers educational resources, budgeting guidance, debt consolidation, housing and personal credit counseling.
InCharge Debt Solutions
This organization offers InCharge Debt Solutions for debt management and credit counseling, an Educational Foundation for consumer financial literacy and housing counseling for home ownership assistance. InCharge Debt Solutions is Better Business Bureau affiliated with an “A+” rating.
Alliance Credit Counseling
Alliance Credit Counseling provides debt management, housing and bankruptcy education as well as personal credit counseling. It is affiliated with the Better Business Bureau and offers a limited offering of educational tools on the organization website.