Some companies routinely scan credit reports to spot good candidates for special offers. If you've ever gotten an offer in the mail letting you know that you've been pre-approved for a credit card, insurance or other special offer, it's probably because of one of these credit report soft checks. While some people get excited by special offers, others just get irritated by what seems like junk mail. If you're getting offers you don't want, you may wonder how to get rid of credit card offers.
Step 1
Call toll-free 1-888-5-OPTOUT (1-888-567-8688) or visit optoutprescreen.com online.
Step 2
Provide your name, Social Security number, home telephone number and date of birth.
Step 3
Choose whether to opt out of offers permanently or for 5 years. It takes 5 days for your request to process, but you may continue to receive offers for 60 days.
Tips and Warnings
- Be aware that this method will keep most credit card companies from soliciting you, but you may still get mailings from companies who don't pre-screen potential applicants. You may also get offers through alumni organizations, insurance companies and other agencies. If you get offers from a different agency, you should contact that agency directly to ask them to stop sending you credit card offers. If you have a spouse or partner with whom you own property, such as a house or car, you must both opt out for the system to work properly. If you decide that you want to opt back in, call toll-free 1-888-5-OPTOUT (1-888-567-8688) or visit optoutprescreen.com online and choose the option that allows you to begin receiving pre-screened offers again.
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