Infant health insurance is a valuable tool for preventing illness and keeping immunizations up to date. Pregnancy insurance does not normally switch over once the baby is born, leaving parents to wonder what their options are. There are several ways to obtain and keep insurance on your infant through state and employment means. Health insurance is an important factor in keeping your little one healthy and has actually been reported to improve infant mortality rate by providing pediatric medical care in the early years.
Step 1
Inform your employer's human resources department that you would like to add your infant to your family health policy. Most insurance companies will do this immediately without making you wait the required six months before you can make changes to your policy.
Step 2
Consult with your county Department of Social Services office. If you are in the lower income bracket you may qualify for Medicaid. Medicaid is a government-sponsored health insurance that provides health care at low to no cost to the parent.
Step 3
Compare insurance companies to find the best rate. Some companies offer reduced rates when offering a new policy for newborns. Apply to the companies that appeal to you and your personal situation.
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