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Member Comments
By wereldfietser on November 18, 2009 at 01:18 AM
hi,
by doing sports that don't cost the earth ;)
allard
By lanaruth4725 on November 16, 2009 at 06:07 PM
I had to pay my cell phone bill today and I bought groceries so I spent way over my goal. But I actually went and bought groceries, which I definitely need to do more, so that was good.
By NicolaW on November 14, 2009 at 07:55 PM
We turn all our electrical appliances off at the wall when they are not being used except for the vcr because of re-programming the clock everytime (and the refridgerator for obvious reasons). It has cut our electricity bills by 25%. Thats a nice bit of money saved.
By jennyf0x on October 26, 2009 at 02:38 PM
I need to make a monthly/yearly budget. I'm not sure where all of our money goes, and I need to figure that out before I can find places to cut, right?
By dsmtc on October 26, 2009 at 07:14 PM
You're right. Don't just track your primary expenses, track "everything" right down to the 25 cents into the gumball machine. Once you figure out where your money is going you'll start to see what you "don't need". "Needs" and "Wants" will help you to prioritize what you can cut out and what has to stay. Good luck!
By NicolaW on November 14, 2009 at 07:50 PM
I wrote down everything and I mean everything. Only did it for a few weeks but it soon became really obvious where I could cut back on the spending. Good luck!!!
By ailee77 on September 30, 2009 at 02:41 AM
I'm going to stop spending on books because I have more than enough books to last me many years. The amount I spend monthly on books is obscene. I am officially on book buying ban...
I also want to kill all my short-term debts, especially credit card charges.
By Anonymous on September 30, 2009 at 08:05 AM
?? ailee77 - could you sell some of your old books and recoup some of your money - might help with paying off your credit cards ??
By alfsgirl on October 31, 2009 at 10:09 AM
Sell them on Amazon!
By NicolaW on November 14, 2009 at 07:48 PM
Join the library. I was spending a huge amount on books too. Now I get all that I want for free.
By ColoradoFit on November 12, 2009 at 07:49 PM
I decided to become an online fitness coach for Beachbody (makers of P90X). The additional income allows me to save more money but keep my current lifestyle. For more info go to www.beachbodycoach.com/fitbyx or feel free to email me if you have questions.
By stacintaylor on November 10, 2009 at 08:28 AM
No more lunches out. By saving 5- 10 bucks a day by bringing my lunch I will save 200 a month! 2400 a year! WOW. PLus I'm quiting smoking so thats $5 less a day. too
By wereldfietser on November 10, 2009 at 12:14 AM
hi,
by focusing on food and not much else
allard
By wereldfietser on November 7, 2009 at 01:43 PM
hi,
enjoying my meal at home instead of going out and focusing on a healthier lifestyle
allard
By wereldfietser on November 5, 2009 at 08:49 AM
hi,
by not going for x pensive meals
allard
By Anonymous on November 2, 2009 at 08:31 PM
To save at 5 - 10 thousand a month
By wereldfietser on September 17, 2009 at 01:44 AM
hi,
saved coins for some time
and ut them in the bank
allard
By alfsgirl on October 31, 2009 at 10:15 AM
We have a bowl for all our loose change, and when it starts getting full, I put it into coin rolls. Then I take the coin rolls to work & use them for charity donations whenever they come up (i.e. for breast cancer week, we had a pink bagel breakfast, & I donated a roll of quarters). This is easy for me since I don't want to break open the coin roll to spend it in the vending machines or at a store somewhere.
By Anonymous on September 21, 2009 at 12:48 PM
Hard to secretly put back $$ when someone else holds the "purse strings."
By alfsgirl on October 31, 2009 at 10:13 AM
My sister had to hide her savings from her hubby b/c he couldn't hold onto any money & was constantly bouncing checks.
She was a waitress, and every night at the end of her shift, she could stash 10% of her tips in an envelope behind her daughter's dresser, so her husband "never knew that cash existed" - he just thought she was a bad waitress LOL
She saved up enough to buy a couch in a few months. When the hubby came home & saw the new couch, he didn't even ask where she got the money to pay for it - which is exactly why they don't share a bank account.
By wereldfietser on September 24, 2009 at 08:50 AM
hi,
by checkin'out the fridge first before running to the supermarket
allard
By alfsgirl on October 31, 2009 at 10:11 AM
I'm not even going grocery shopping this week - we have a freezer full of random stuff like frozen veggies & chicken, plus plenty of lentils & oatmeal in the cabinets. No running to the store to buy something small like pesto and coming home with a cart full of specialty stuff - we are keeping it simple this week and eating what we already have!
By wereldfietser on October 2, 2009 at 02:07 PM
hi,
by not drinking much
allard
By alfsgirl on October 31, 2009 at 10:08 AM
I stopped buying booze to keep in the house since my job has free happy hours almost weekly. Helps cut down on the waistline and prevents me from blowing $50 on a bar tab!
Now if I could only get the boyfriend to go along with this...
By rbudding on October 18, 2009 at 08:30 PM
I am a college student, so saving money is very difficult for me. I guess overall I would like to reduce stupid expenses like fast food. Today I did go get some quiznos, which was delicious, but overall expensive and bad for me healthwise. I save money and eat healthier by eating at home...
By alfsgirl on October 31, 2009 at 10:06 AM
I highly recommend whole wheat wraps, spread some natural peanut butter down the middle and stuff with a banana, then wrap it up & you can eat it on your way to class! This is how I got thru grad school, very healthy, cheap & easy to make quickly. It will give you energy to get through the day, or at least until you can make it to the dining hall/ your kitchen.
By Anonymous on October 28, 2009 at 10:10 PM
biked to day care and biked to work and back
By mysecondstart on October 26, 2009 at 10:54 AM
Today will be my first day of starting to save money. I will try to cut finances and save, will open a saving account to start, put any extra money in there. Hopefully I can do this because I spend money like crazy and I never have much to begin with.
By hmarshall06 on October 25, 2009 at 12:06 PM
i make a menu for the month and stick to it..we only eat what is on there and i leave 2 days without dinner for take out nights...
By Anonymous on October 25, 2009 at 06:14 AM
borrowed a rented movie from the in laws, instead of renting it ourselves. carpooled,