Dare to Save money in 30 days

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By consistently making small changes to daily behaviors of spending, appreciable amounts of money can be saved.

By kiarajolee on September 10, 2009 at 03:27 PM

I always eat out at lunch because i wake up at 4am and am never in the mood for any food and don't know what to pack for lunch. I saved 5$ by not eating out today...lol that's because we had a BBQ at work but i'm going to slowly cut back only 4x/wk down to only eating out 1 lunch day a week.

By hmarshall06 on October 25, 2009 at 12:16 PM

i always pack my lunch after dinner the night before and put it in the fridge..then it is there and ready to go when i am

By talbrekt on June 11, 2009 at 11:22 AM

I just joined the group but have been tracking my spending over the last couple of months and it seems that all my extra money is going to fast food, cigarettes and my 3 Mountain Dew a day habit. I need to kick all 3 of those habits. I think I can start with the Mountain Dew and the fast food.

By cjkoller on August 20, 2009 at 01:44 PM

Soda and cigs will get you everytime! I helped my friend see how bad cigarettes were not only for your body but for your wallet. Try this calculate how much you spend a year on them. If you smoke on average three packs a week that is 15.00 (probably more if you include tax) a week. A month that is 240.00 and a year... hold your breath it's 2880!! That is how much you spend slowly killing yourself! Also, you have to add in the mountain dew which brings you well over 3000 dollars. I am not sure about you but everyone could use and extra 3000 a year! I know I could! If you need motivation to quit smoking go here hrsbstaff.ednet.ns.ca/.../student/Pictures.htm... Good luck!!

By kiarajolee on September 10, 2009 at 03:24 PM

where are you tracking your spending? is there a good website to do so?

By 8SexyBack8 on September 26, 2009 at 05:39 AM

Hi talbrekt - I know that the main thrust of your post is about leaking money here & there and, yes, it really does add up. I just wanted to say that after years of being a smoker the thing that finally went 'ping' - the thing that finally got me to give up smoking - was the realisation that here I was slowly committing suicide with cancer sticks and meanwhile someone else was getting rich off the proceeds. Someone out there had a luxurious beachside apartment (several hundred someones & several hundred beachside apartments, probably) because people like me were destroying our health with their product. It got me so angry that finally giving up wasn't all that difficult.

Really, it's the same with all similar junk products where you are treating yourself like junk while someone else profits from it.

Not that I have these other things licked (sugar is still a big addiction) but cigarettes are a dim & distant memory and good riddance to them. I had a very heavy cold recently and in times gone by this would have been accompanied by a severe chest infection - not these days though.

It's not just your money you're saving. Bin the smokes!!

By hmarshall06 on October 25, 2009 at 12:15 PM

a great tip i have found with mt dew is to ONLY drink it when you eat lunch and dinner (if you can)..i have found over time that i am only really thirsty for it at those times of day..every couple weeks i give myself a day where i will drink however much i want but then try to get back to my routine

By leahpenrod on October 25, 2009 at 10:50 AM

So, I've been saving for a while, but since I started this dare today, I am posting what I have saved so far.

By Luke03 on October 22, 2009 at 10:06 PM

just got a new motorcycle and moved in to a new apartment so saving money is gonna be a challenge.

By wannabethiner on October 11, 2009 at 06:41 PM

didn't spend a single penny on eating out. went to the grocery store and spent under 100 for all three of us this week. haven't eaten out in two weeks due to being on a diet. my goal is to save $1000 in 30 days. Also on the total money makeover!!! Great read.

By dVs11 on February 7, 2009 at 12:21 PM

Had breakfast and let the other person pay...this may seem strange but I always feel the need to pay but one I realised how much I save when I don't the issue is not an issue,lol

By MeLea20 on February 17, 2009 at 08:31 AM

I completely understand how you feel. When I'm eating out with others, I feel like I should be treating them when I know that the other person has and makes more than myself! I just wish that I could realize that in allowing the other person to pay, I'm actually saving!

By kisses829 on June 24, 2009 at 07:52 AM

i feel the same way..lol

By lakhena05 on September 7, 2009 at 10:59 AM

LOL

By IBSTEFD on August 13, 2009 at 09:50 AM

I FEEL THAT I WILL SAVE MORE MONEY SINCE I STARTED COUNTING MY CALORIES AND DIETING BECAUSE I WONT BE SPENDING AS MUCH ON FAST FOOD AND SNACKS.......... DOES THIS MAKE SENSE??????

By lakhena05 on September 7, 2009 at 10:52 AM

Yes of course. I just started counting my calories too and wow! I couldn't believe how many calories were in my fast foods that cost me nearly $10 every time I go. So I'm done with eating out.

By KrystalKnudson on September 4, 2009 at 08:32 PM

I only get paid once a month, the paycheck is coming up & I have a plan: I'm going to go by the 50-30-20 plan, that is 50% of your income towards needs, 30% towards wants, & saving 20%. If there's anything left over, I'll put it into saving or save towards wants.

By dandietz on September 3, 2009 at 03:33 PM

sdeggsdf

By laustin1125 on September 3, 2009 at 07:29 AM

My goal is to save $100 in teh next 30 days. Today i will start by not stopping at the Grocery store on my way home. I always end up buying things i didn't plan on or need.

By porshiab on September 1, 2009 at 08:43 AM

my goal is to save 50 dollars before the 30 days are over!

By agusfanglie on August 23, 2009 at 01:24 AM

300 us dolar

By kisses829 on June 27, 2009 at 04:44 AM

i am saving money for gas by taking a 10 minute walk to and from work during the summer and excercising at the same time i have walked 2 days in a row i have not filled my tank yet i saved maybe 10 bucks yeah!! does anyone else walk?

By liaholtz on July 16, 2009 at 07:00 AM

i walk all the time, to work, to get groceries (whic really cuts down on the grocery bill since you can't carry a lot) everywhere i can. I pretty much only put gas in my car every couple of weeks. i save a ton this way!

By cjkoller on August 20, 2009 at 01:35 PM

Bikes are really good too you can go further and it's a great workout!

By SCWInk on July 29, 2009 at 06:17 PM

My honey and I are planning a get-away Labour Day - showing up with $1000 he didn't expect would be such a great surprise, and fun for everyone! Plus, it'll be great proof to me that I don't "need" those morning coffees, gas to drive 3 blocks, etc. :)

By Luismi1985 on July 26, 2009 at 11:13 AM

Today I start to put mooney on my saving. My goal is to buy a Cannon 5d mark II. I will do everything in my power to get there in the next 4 months.

By Hotfaith on April 9, 2009 at 11:54 AM

My husband and I are starting the Financial Peace University by Dave Ramsey. Baby step #1 is to save $1,000 and we are well on our way!

By Sashay_Kitty on June 24, 2009 at 01:20 PM

I'm going to google that...

By bee65000 on July 24, 2009 at 04:30 PM

It's a great plan. You can also join his web site for 8 or 9 dollars per month. There are lots of helpful people there that have walked the walk or are currently walking the path you have started. You too, will one day be able to say loudly and proudly, I'M DEBT FREE!!!
It is a great feeling and a huge weight off of your back as well. Since I love to cook, I spent a lot of time over in the cooking area, just tell them that Bee sent ya!

By gouldjd on July 18, 2009 at 08:14 PM

I need to start saving. I'm the worst. Right now I have like 5 dollars that have to last me till friday. not good.

By lanaedawn on July 16, 2009 at 05:25 PM

Totally failed today. Bought a bottle of wine, 2 wine glasses and a hip holster for my stethoscope.

By lanaedawn on July 15, 2009 at 01:52 PM

I'm fighting the urge to go get a caramel mocha latte shake from Coldstone Creamery. I tried to convince myself that because I have a coupon its a good deal. The other side of me is saying its unneccessary and its calories I don't need since I'm skipping yoga tonight. Internal battles suck!
On a positive note I'm about to return an impulse purchase I made a couple days ago. Go me!