Gap liability insurance provides coverage for any difference between your outstanding car loan balance and your auto insurance company's vehicle valuation. If your car is totaled due to a collision, accident or weather-related incident, your...
The cost of health insurance in the United States continues to rise. Not having health insurance is often linked to bankruptcy and poorer health outcomes, including death. Even brief periods of no coverage can have significant impacts on a...
It is important to have health insurance available for your child no matter what his age or health condition. Insurance allows him to have easy access to quality health care while providing financial peace of mind to you. If your child is faced...
Supplemental insurance covers areas that the employer-provided or employee-purchased medical insurance plans do not. It is sometimes referred to as gap insurance. Supplements may include special areas such as major medial or dental, or may add...
Health care is a serious topic for everyone in the United States, especially when it comes to children. EurekAlert states that 9 million children in the U.S. do not have health insurance, and 4 percent of the entire U.S. child and teen population...
Health insurance is one of the most important things you should have for your child. It is important that when there is a gap in insurance to find a supplement until her primary insurance becomes effective. Short-term health insurance can be...
Established in 1965, Medicare was created to fill the gap in insurance coverage for those in the United States who do not have the ability to work to gain insurance from their employer. This could be due to age, disability or disease. Medicare is...
The Medicare Donut Hole describes an insurance coverage gap in which a person's Medicare prescription drug benefit has run out and he has to pay for all drug costs himself for the remainder of the current year. This situation applies only to those...
Retirement is an important milestone in your life, but it does not have to mean decreasing health, less vitality or loss of quality of life. The American Federation of State, County and Municipal Employees encourages retirees to live longer and...
The Centers for Disease Control and Prevention estimate that three million individuals receive substance abuse treatment annually in the United States and that between 13 and 16 million additional people could benefit from services. Treatment...
When the paychecks stop, the bills keep rolling in. Families must not use denial as a coping mechanism during this time. Have a family meeting and decide how you will continue to meet your basic needs during the period of unemployment. Empower...
Short-term health insurance, also known as temporary insurance, is medical insurance that offers coverage for a short period of time. A short-term insurance plan typically lasts six months or less, according to John Williams, a member of the...
Access to health care has become a concern for many people. The biggest barrier to gaining access to medical care is affordability of insurance premiums. If you are a unskilled laborer or professional, paying insurance premiums is a problem. You...
The American Association of Retired Persons (AARP) offers its members Medicare supplement policies that are designed to fulfill the requirements of a Medigap policy--that is, provide health insurance from a private insurer that fills the gaps in...
"Combined insurance" is a term used to describe supplemental insurance purchased to fill in the gaps left by other insurance policies. Traditional life insurance offers a cash payment to designated survivors when the policyholder dies. Life...
Health care coverage provides financial security, better access to health care and improved health for families and individuals. Affording health care isn't always easy, especially with high unemployment rates and increased health insurance costs....
Nearly one-fourth of hospitalizations in 2005 and 2006 involved mental health or substance abuse disorders, according to the National Alliance on Mental Illness. Yet, 80 percent of people who did not receive needed treatment for mental health...
Supplemental insurance is designed to fill the gaps in health insurance coverage a person's primary policy fails to cover. For seniors, this means that supplemental insurance, or Medigap, provides coverage for costs and services not covered by...
Medicare is a government-funded health insurance program targeting elderly people 65 years of age and older or those diagnosed with a disability such as renal failure. There are several options to choose from with Medicare but none offer complete...
Parents of teen girls worry about nutrition, especially with busy lifestyles, skipped meals or a poor diet. While teens can meet their nutritional needs with a well-balanced diet, some may not. A daily vitamin is one way to fill in the gaps,...
Primary health insurance coverage is provided through the plan of which an individual is a member (such as an employer offered health insurance plan) or the plan under which the member has been for the greatest length of time. Secondary coverage...
Your body performs thousands of chemical reactions each day, which make your life possible. In order to function at an optimal level you have to supply your body with the proper fuel in the form of nutrients, vitamins and minerals. This fuel is...
Medicare supplement health plans, also called Medigap plans, are medical insurance policies offered by private insurance companies to fill the gaps in Medicare coverage. Medicare regulations require all insurance companies that offer Medicare...
Because your Medicare benefits often require a copayment or may be limited in the amount of coverage per year, a Medicare supplement insurance plan can be purchased to cover the gaps in Medicare coverage. These supplemental insurance plans--called...
A pioneer of integrative medicine, Dr. Andrew Weil has spent over three decades studying, teaching and practicing preventive medicine. A Harvard-educated physician, Weil is the founder and director of the Arizona Center for Integrative Medicine at...
You may choose to take vitamin pills because you are concerned that your diet is not balanced enough to provide all the nutrients you need or because you have to leave out essential sources of vitamins due to dietary restrictions. Either way, you...
If your diet is perfect, you get all the vitamins and minerals you need from food. If, like most of us, your diet is less than perfect, you may worry whether you are getting all the vitamins and minerals you need. A vitamin supplement can provide...
Your daily diet may not provide all the nutrients you need, but multivitamins can help, acting like an insurance policy for any nutritional gaps in your lifestyle. In some cases, men have different nutritional needs than women. However, even when...
Your body is constantly working to build and repair cells and tissues while performing thousands of complicated chemical reactions to make your life possible. In order to accomplish these tasks, your body needs the proper fuel and substances to...
