Going uninsured can be risky. In 2005 research conducted by the American Society of Professional Estimators, 45.8 million Americans are without health insurance. Sixty-three percent of individuals without insurance are adults under age 34. Many...
Several urgent care facilities in Atlanta provide services specific to women. An urgent care facility can be used when you don't have a primary care physician or when your primary care physician's office is already closed for the day. Urgent care...
HMOs and PPOs are two different types of health insurance. Though they have some similarities, the differences are often confusing. PPO insurance plans offer a wider variety of coverage than HMOs, but are often more expensive. Failure to choose...
Most U.S. citizens get health insurance through an employer-sponsored plan. But if you are self-employed or your employer does not offer health insurance, you'll need to turn to the private market. Individual health insurance plans typically cost...
Family health insurance helps you pay for your expenses related to your family's health care. Many people get family health insurance from employers. Some purchase private family health insurance policies if necessary. You might be required to...
Health care is a serious topic for everyone in the United States, especially when it comes to children. EurekAlert states that 9 million children in the U.S. do not have health insurance, and 4 percent of the entire U.S. child and teen population...
If you are thinking about going into business for yourself in the United States, health insurance becomes a front-and-center concern. Employer group plans are still the gold standard of medical coverage. If you have an entrepreneurial streak that...
A POS, Point of Service, and an HMO, Health Maintenance Organization, are types of managed health care plans available in the U.S. The purpose of a managed health care plan is to provide affordable high-quality health care for its members. Health...
Health insurance has become a hot topic in the 21st century. Many can't afford coverage, and many others can only afford minimal coverage. Those with a limited budget may chose "basic health coverage."
Some employers offer health insurance plans as a means of attracting and retaining good employees. This employee benefit comes in many different forms, with several plan options to suit companies of any size. Before selecting a group health...
The Arizona Health Care Cost Containment System (AHCCCS) offers health care plans for Arizona residents that are sponsored by the Medicaid program. AHCCCS offers a number of health plans for eligible participants who do not have insurance...
Health insurance can protect you from financial disaster if you get sick. Most Americans get their health insurance through their employer. However, if you are self-employed or if your employer does not provide insurance, you might have to buy...
PPO and HMO health insurance plans provide coverage for medical services in hospitals, clinics, private physician practices and other medical facilities. These health insurance plans have some features in common, but they also have some...
Florida Health Care Plans, or FHCP, has provided health care benefits since 1974. People who live or work in Flagler and Volusia counties can apply. Whether you go to the doctor frequently or once a year, FHCP offers a variety of plans with low...
Managed health care came into being during the mid-1980s as a response to rising health-care costs. The term "managed care" defines a prepaid health plan that incorporates access to health-care services at controlled costs. It's designed to limit...
HMOs, PPOs, POS, HSA--shopping for a health care plan can leave you swimming in alphabet soup. It's confusing, but it helps to understand that the differences among the various kinds of health plans boil down to a few factors: what they will...
With the rising cost of prescription drugs and medical treatments, it is important to understand the health care plan options available to you and your family. Health care plan options can be broken down into four basic categories, all having...
Many individuals are poorly informed about health insurance. At least five different types of health care plans exist in the United States, with many variations within those categories. Educating yourself about conventional types of insurance such...
In the United States, health care is provided through the government as well as through insurance companies. While critics argue that this creates a fragmented and confusing system for consumers, supporters believe letting the free market system...
There are several types of health insurance, each with its own restrictions and benefits. When shopping for health insurance or enrolling in a company benefits plan, it helps to know the basics of each type to meet your individual situation. Most...
There is little doubt that it is important to have health insurance. A report published in November 2007 from the Urban Institute called, "Why Health Insurance is Important," found that people without health insurance receive less medical care and...
More than 20 million children in the United States lack dental insurance that covers preventive oral health care and treatment. The most common chronic illness in children is tooth decay; left untreated, cavities cause problems with speech,...
Rocky Mountain Health Plans (RMHP) has been a health benefits provider in Colorado since 1980. Based in Grand Junction, it is an independent, not-for-profit organization that works to keep its members healthy and allow physicians to direct the...
HMOs (health maintenance organizations) offer a different structure to helping cover health care costs than preferred provider organizations and point of service plans, the other leading forms of health insurance. HMOs have grown in popularity...
Comprehensive medical plans originated in the 1930s with industrialists Henry Kaiser and Dr. Sidney Garfield. Dr. Garfield, at Kaiser's request, created a health plan to protect the workers of the Grand Coulee Dam. They expanded the healthcare...
A preferred provider organization (PPO) is a network of doctors, hospitals and other health care providers who contract with an insurer or third-party administrator to provide health services at substantially reduced rates. Both the PPO and the...
A health maintenance organization, or HMO, is a type of insurance than can be purchased through group health insurance. HMOs, sometimes called managed care organizations or health plans, are a popular choice for health insurance. In California...
PPO is an acronym for Preferred Provider Organization. A PPO is a health insurance product that allows members to visit any doctor, specialist or hospital. PPOs do not require a primary care physician (PCP) to coordinate care or treatment, and...
If you are self-employed, the task of finding an affordable health insurance plan that offers adequate coverage can be daunting. With the major health insurance companies offering steep discounts for large group plans, it's easy for the...
