The federal Affordable Care Act of 2010 offers new hope for sufferers of chronic disease. For example, the new law prohibits lifetime coverage limits, a problem for patients with chronic conditions or diseases. The law also will make it illegal to deny coverage to a person because of a pre-existing conditon, according to Whitehouse.gov. If you have a chronic disease such as diabetes, the health reform law allows you new freedom to access peace of mind through insurance coverage.
Gastric bypass surgery is a method for weight loss for those who are severely overweight and cannot lose weight through diet and exercise alone. The gastric bypass procedure involves stapling the stomach to limit the amount of ...
If you're battling depression or anxiety, you might be eligible to seek medical help through your current medical insurance. Thanks to 2008 legislation, you might be eligible for even more coverage than you expect. Ask your ins...
Insurance offsets risk to your family's assets for health care and liability costs or loss of income due to accidental death of a breadwinner. Finding affordable insurance options challenges everyone to understand the choices a...
There are multiple treatment options and resources available for families, but not everyone understands the medical insurance coverage aspect. Currently there is continuing debate about insurance coverage for the condition.
Most insurance companies realize that insurance coverage is still required though, especially if there is a mortgage, and offer a dwelling fire policy for tenant occupied or vacant dwellings.
Comprehensive insurance is a term applied to an insurance policy that provides a broad amount of protection. Most people though associate the term comprehensive insurance with a specific coverage provided under the automobile i...
These properties, because they are not owner occupied, do not qualify to be written on a regular homeowner's policy. The insurance company recognizes that owners still need coverage to protect against certain losses and offers ...
When scheduling an item onto a homeowner's insurance policy, you must provide a complete description and value of the item. In the event of a covered loss this information will be used to help settle your claim and ensure you r...
Personal injury protection insurance coverage, also known as PIP, is a type of insurance that covers direct and indirect expenses for injuries arising out of an automobile accident. It is mandatory in many states and is availab...
Replacement cost insurance provides greater coverage and pays more in the event of a covered claim than insurance based on actual cash value.
Gap liability insurance provides coverage for any difference between your outstanding car loan balance and your auto insurance company's vehicle valuation. If your car is totaled due to a collision, accident or weather-related ...
Frequent buying and selling, leasing and low down payments can all cause you to be "upside down" on your car loan. Gap insurance, or guaranteed auto protection, provides coverage for the monetary discrepancy between what you ow...
Getting affordable mental health insurance can be challenging. Those who have a job may receive insurance through their employers. However, most mentally ill persons are unemployed and therefore may be unable to afford the stee...
are driving uninsured in 2010. Automobile insurance protects the insured against financial loss in the event of an accident. Generally divided into two sections, an automobile insurance policy provides liability coverage for th...
In most states, vehicle insurance is mandatory. Each state sets minimum purchase requirements for bodily injury and property damage liability, and insurance companies set eligibility requirements. Insurance companies place heav...
General liability insurance is designed for business owners and operators. It protects policyholders against lawsuits filed by someone who suffers injury or property damage on business premises, is injured by a product that was...
It's good advice for homeowners to take the time to shop for a homeowner's insurance policy that will meet their needs. Lots of options are available; therefore, do not overlook any types of coverage you might need. While carry...
In addition, the landlord may need legal protection against lawsuits arising from injuries suffered by a tenant or a visitor to the property. Although landlord insurance is similar to homeowner's insurance, a few differences ex...
However, construction projects are expensive, and your financial investment is at stake. To protect yourself further against loss due to damage to your property or an injury occurring on your property, compare each contractor's...
Flood insurance is a separate coverage area from regular home insurance, and protects a home and valuables against water damage. According to the Federal Emergency Management Agency, flooding is defined as the temporary inundat...
Such individuals are required to carry SR-22 insurance, which is also known as financial responsibility insurance. The insurance must meet the minimum amount of coverage demanded by state laws.
They not only sparkle when you smile, they serve an important purpose in your overall health. So, taking care of them just makes sense. But you may not be so sure about the need to buy dental insurance, so here are the two b...
There are two basic types of life insurance policies: whole life insurance and term insurance. Whole life is a mixture of protection and investment, and term coverage is strictly protection. The whole life policies invest a ...
For many of us, health insurance is a critical part of our overall healthcare. With many states now passing legislation for mandatory health insurance coverage, this leaves many of us scrambling to make sense of which health p...
