Social health insurance is a type of national health insurance that may be administered by the public or private sector, or a combination of the two. Funds may be provided by taxes, government subsidies, private contributions, and employers and...
Health care reform was a leading issue in the 2008 presidential elections, with every candidate called to take a stance on how to care for the 45 million or more Americans without insurance and cut the high per capita costs of the American health...
It turns out that arguably the most important invention of the 20th century could be hazardous to your mental health. The Internet has connected people, fueled an economic boom, democratized information and filled countless hours with endless...
The American system of health care has changed considerably over the past 200 years. At one time, workers voluntarily paid into a fund that would pay for sickness and death benefits. The federal and state governments didn't provide any regulation...
United Healthcare Inc. is a national health insurance group with two primary and six specialty offices in Arizona. The corporation's national network includes 632,000 health care professionals, such as doctors, nurses and technicians; 80,000...
Lunch acts as an important meal, helping to provide you with the energy and nutrients you need to get through the second half of the day. While you're traveling, working or on-the-go, you may be tempted to pick up a lunch meal in a fast-food...
With health care costs on the rise, politicians and voters are focused on health care reform. Some favor a universal health care system; others oppose increased government control. Universal health care is a complex and sometimes confusing issue,...
According to the U.S. Government Accountability Office (GAO) college students often have a difficult time securing health insurance. The GAO says in 2008 approximately 80 percent of college students ages 18 through 23 had health insurance...
Employers offer many types of medical plans. These can include preferred-provider organizations, point-of-service plans, health-maintenance organizations or indemnity plans. During an open enrollment period, employees have the chance to swap plans...
According to the Health Insurance Resource Center, 57 percent of Americans have group health insurance through their employer, and 29 percent get it from a government or military plan. The National Association of Health Underwriters (NAHU) reports...
If you have or have had a serious medical condition such as cancer, HIV or heart disease, then you know how critical it is to have health coverage to pay for your medical treatments. Unfortunately, having such a disease is precisely the factor...
Group health insurance plans are a common way for United States residents to obtain medical care. They are frequently available through employers. They help ensure that employees get the health care they need without running up debts to doctors'...
Though most Americans receive health insurance from employers (or employers of another family member in the case of group insurance), some people are not able to receive this coverage and thus have to purchase their own insurance policy...
Different types of dental insurance policies are available to consumers. Which policy is best for you depends on your particular dental needs and how much you want to spend on the premium each month. Educate yourself about the different types of...
Health insurance can be a deal breaker when it comes to freelancing. In fact, according to Freelance Switch, access to health insurance is the number one reason employees stay with their companies rather than make the plunge into self-employment....
The cost of health insurance in the United States continues to rise. Not having health insurance is often linked to bankruptcy and poorer health outcomes, including death. Even brief periods of no coverage can have significant impacts on a...
A key to proper financial and contingency planning for any family--or single person--is ensuring adequate health care coverage. If you are young and healthy, you may think you do not need health insurance. If you are older, dire financial straits...
If you're battling depression or anxiety, you might be eligible to seek medical help through your current medical insurance. Thanks to 2008 legislation, you might be eligible for even more coverage than you expect. Ask your insurer for a written...
Health insurance is a necessary expense, but one that is often extremely high. Health insurance protects your financial interests in the long run if you become seriously ill or injured. Finding ways to save on your health insurance makes the...
If you do not have health insurance coverage through an employer, you may need to secure a plan for your family on your own. Private health insurance can be expensive, so shop for a policy with the most comprehensive coverage for the least amount...
As health-care costs continue to rise, medical insurance, more commonly known as health insurance, becomes more important than ever. However, according to the National Association of Health Underwriters, about 45 million people in the United...
Both employer-sponsored plans and private insurance offer a variety of health insurance types with different features and costs. There is a trade-off between your up-front cost in premiums, the amount of coverage you get, and the level of...
Individual private health insurance may be purchased either online or by phone directly from the insurance carriers themselves, or via a professional health insurance agent duly licensed in the state of Iowa. It is important to ensure that the...
If you've lost health insurance coverage as a result of a qualifying life event, you might have opted for COBRA coverage. The Consolidated Omnibus Budget Reconciliation Act lets you keep your group health insurance for a limited time in cases of...
Universal health care is driven by the accepted principle that when you require treatment, you are entitled to health care, free at the point of use. The application and reality of a universal health care system is varied throughout the world,...
According to the American Dental Association, older adults often have dental needs different from those of younger individuals, yet the dental community still places much of its primary focus on treating younger patients. But with the demographic...
Long-term care (LTC) insurance is a relatively new form of insurance that has evolved in response to the escalating cost of nursing home stays and in-home care providers. It helps to pay for personal care services when you lose the ability to...
Insurance companies offer plans that cover medical costs in exchange for payment of a monthly premium, also known as health insurance. Group and individual health insurance plans offer several types of coverage, but vary in their cost,...
No-fault auto insurance is a contract in which an insurance company covers a driver's losses--no matter who caused the loss. Some U.S. states mandate no-fault auto insurance. This means that in an auto accident resulting in an injury, the...
