Up to 9 million people have their identities stolen each year, according to the Federal Trade Commission, or FTC. Most are adults, but criminals target anyone, regardless of age, if they can get a Social Security number or other useful information. Identity theft hurts the victim and has effects that ripple across the entire family.
You don't get them automatically; you must request them using one of the methods offered on the official government website, the Federal Trade Commission advises. You can do this through an online form or with a letter or phone...
Viewing your credit report periodically can help you detect problems or inaccuracies with your credit. You are legally entitled to receive one free credit report from each of the three major credit reporting agencies every year...
When it comes to finances and credit, burying your head in the sand to ignore facing the truth is not in your best interest. Creditors can make mistakes when reporting your accounts that could negatively impact your credit scor...
It can be a very disappointing feeling when you're turned down for credit. This decision is based on what credit agency your desired creditor requests your credit report from. If you're turned down for credit, you can request a...
Credit problems can happen for many reasons. They can range from something minor, like missing a few loan payments, to major problems like defaulting on an account. When this happens, you must re-establish your credit if you wa...
