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Banking

What Is Definition of Savings Account?

A savings account is an account provided by a bank for individuals to save money and earn interest on the cash held in the account...
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Which Is Better: CD or Savings Account?

The first banks were established before currency was minted or printed; they stored goods such as grain. They were often in temple...
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What Is the Purpose of a Bank Reconciliation?

Reconciling your bank account transactions with your monthly bank statement is known as a bank reconciliation. The process require...
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Commercial Banks Vs. Savings and Loans

Savings and loan associations and commercial banks both provide basic banking services to customers, including check writing, debi...
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The Disadvantages of Automatic Teller Machines

In the United States, there are approximately 400,000 automatic (or automated) teller machines, also known as ATMs. The ATM was pe...
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How to Buy a Treadmill Using Checking Account Payments

Whether you are buying a new or used treadmill, you will have several different choices regarding your method of payment, many of ...
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What Is the Advantage of a Passbook Savings Account?

While a traditional passbook savings account offers low interest rates, you can often open an account with a minimum deposit of on...
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What Happens When a Checking Account Is Garnished?

If you have an unpaid debt to a credit card company, to the state or IRS, you could have your checking account garnished. Creditor...
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How to Cash a Personal Check Without a Bank

Cashing personal checks can be difficult if you don’t have a bank account. When you have access to the bank that the check w...
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How to Find My Checking Account Number on a Check

Knowing what your checking account number is an important piece of your financial information. The information will be located on ...
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