If a thief stole your card with intent to use it, you could end up with a lot of charges on your card that you didn't make. Before you panic, remember that the Federal Trade Commission, through the Fair Credit Billing Act and the Electronic Fund...
Finding that your credit card has been stolen can lead to an enormous sense of violation, as well as the worry that you will be held liable for hundreds or thousands of dollars of unauthorized charges. Keeping contact information for your credit...
Having your credit card or credit card number stolen can be terrifying, but taking quick action can protect your credit and your finances from harm. You can protect your card information by keeping your card in a safe place and not keeping written...
Online merchants can lose significant amounts of money to criminals who place fraudulent purchases. They use stolen credit cards and the merchant must refund the money to the bank. Unfortunately the merchandise has usually been shipped out already...
Fraudulent activity on a credit card includes any charges on your account that weren't authorized by you or another person listed on your account. Credit card fraud can occur if your card or your card number is lost or stolen. According to federal...
Certainly people get their wallets stolen with their cards inside, but one of the more common ways credit card fraud occurs is online. In fact spyware and other such tactics are used to steal your credit card information to make unauthorized...
The Federal Deposit Insurance Corporation (FDIC) is the government body that regulates credit cards by way of the Truth in Lending Act. There are a number of regulations that require lenders to openly advise consumers of various rates and rules...
Credit cards have become prevalent in society. They are used to make payments, whether through purchases, paying for services or making payments on an account. Credit card purchases or payments tap into credit lines. The amount of credit available...
The first investigator of credit card fraud is you. Regular, frequent surveillance of your accounts can highlight activity you don't recognize before it becomes apparent to creditors and vendors. As your own sleuth you can take the first action to...
Billing errors are defined by law as unauthorized charges, such as those made by someone who steals your credit card. Other examples include charges for goods and services that you did not receive, those you did receive that differed considerably...
Protect yourself from identity theft by being careful with your social security number, credit solicitations that come in the mail, junk mail disposal, personal documents and monitoring your credit report. If you think your information has been...
Some people see credit cards as evil, and a way of life to avoid. When used irresponsibly, credit cards can cause financial problems, but this does not define the phenomenon of credit card use. When you use a credit card as a convenient tool and...
Atlanta is a fun, festive place all year round. When Christmas approaches, this bustling city boosts celebration into high gear, offering plenty of memory-making activities while doling out holiday hospitality as only a Southern city can. Join in...
It's important to protect yourself from credit card fraud, but before you can do that, you need to know what types of credit card fraud exist, how offenders carry them out and the warning signs to look for.
Debit cards' hidden fees and limited acceptability can be a nuisance, but the real problem with debit cards lies with their connection to your checking account, putting your money and reputation at risk whenever you swipe the piece of plastic in...
If you suspect that your credit card or credit card information has been stolen, investigate the situation immediately. Many times people don't know their cards have been stolen until charges have already been made and damage done. The more a...
Up to 9 million people have their identities stolen each year, according to the Federal Trade Commission, or FTC. Most are adults, but criminals target anyone, regardless of age, if they can get a Social Security number or other useful...
Credit card companies are allowed to purchase certain information about you from credit bureaus, even if you have not applied for a card or done any other business with them. They can only get limited information that shows if you qualify for...
According to the April 2009 Nilson Report, 78 percent of American households--about 91.1 million--had one or more credit cards at the end of 2008. Although the use of credit cards carries some inherent risks, using them wisely can provide added...
Protecting your credit goes hand in hand with protecting yourself against identity theft. While there's a lot of damage you can do to your own credit by not being attentive to payments and defaulting on your debts, your credit can also be affected...
The unwanted solicitation of credit card and loan offers can be both an annoyance and a serious risk. While you may just want to reduce your junk mail, credit card solicitations present a far more serious problem. A credit card solicitation is...
Using a credit card can be the safest and most effective way of carrying money when traveling overseas. Taking your credit card with you will ensure that you have easy and immediate access to your money. Additionally, it is easier to make...
Using your credit cards can be the most hassle-free and safest way of carrying money when taking a trip outside the United States. Bringing your credit cards with you will guarantee that you will have easy and instant access to your available...
While it may be easy to argue that all insurance policies are useful to somebody, in certain circumstances, some just simply don't make sense for the general population. This is especially true if you are somewhat covered in other way, don't fall...
Prepaid credit cards, also known as prepaid gift cards, are available through companies such as Visa, MasterCard and American Express. A certain amount of money is placed on the card, and the user can pay for items with this card until the balance...
A stolen driver's license may be used to open credit card accounts or get loans in your name, the Equifax credit bureau warns. The thief will run up large bills in your name as long as he is able to keep opening accounts. Fortunately, you can stop...
Receiving unsolicited, pre-approved credit cards or credit offers in the mail can be a hassle. It fills up your mailbox with junk mail, and pre-approved credit cards can fall into the wrong hands or even be stolen, possibly leaving you stuck with...
When shopping online, credit cards are the only way to go. But even when shopping with sites that you believe are reputable, you could be setting yourself up to be the victim of credit card fraud. Not all commerce websites are created equal, so...
From 1996 to 2002, ATM's (automated teller machines) have been installed at an annual growth rate of 15.5 percent. This compares to a 9.3-percent growth rate from 1983 to 1995. This increase is due to the popularity of installing ATM's in grocery...
