VA Home Loan

About VA Home Loans

The Department of Veterans Affairs (VA) provides many services to those who served in the armed forces. This includes services for wounded soldiers, children of veterans of foreign wars, and veterans who received an honorable discharge. The VA...

How to Compare VA Home Loans to FHA Loans

VA home loans are home mortgage loans which are backed by the Department of Veteran's Affairs. FHA home loans are mortgages lent by the Federal Housing Administration. Though there are some similarities between VA and FHA loans, there are many...

What Is the VA Guarantee on a Home Loan?

Buying a home can be a challenging task considering the attitude of lending agencies in 2010. Money is tight and lenders have much more stringent requirements than in the past. Veterans have an advantage in applying for a home loan. They can...

What Kind of Home Qualifies for a VA Loan?

According to the financial website BankRate.com, the Department of Veterans Affairs offers veterans who qualify a good home loan choice because they require no down payment on the property and no private mortgage insurance is required. Loans from...

Information on VA Loans

VA loans are home loans for veterans that are guaranteed by the federal government. The VA Loan Guaranty Service within the Department of Veterans Affairs administers the Veterans Administration loan program. The mission of the program is to help...

VA Home Refinancing Advantages

While many veterans are aware of the advantages that come with obtaining a Veterans Administration (VA) home loan for purchasing a house, they may not be aware that there are some advantages to refinancing through the VA, as well. There are...

VA Regulations for Mortgages

The VA home loan program was instituted in 1944 when President Franklin D. Roosevelt signed the Servicemen's Readjustment Act, which is typically referred to as the G.I. Bill. The program doesn't actually lend the money for the home to the...

VA Loan Information

Veterans Administration loans are among the benefits available to active and veteran members of the military. There are benefits associated with obtaining a VA Guaranteed Home Loan versus loans available to civilians. However, borrowers must meet...

How to Obtain a VA Loan

The home loan program administered by the Veteran's Administration provides loans to eligible veterans and active duty military personnel. A financing guarantee on up to 100 percent of the sale price of a home is provided by the Administration....

What Is a VA Mortgage?

A VA mortgage is a home loan that is guaranteed by the Department of Veterans Affairs. VA loans have many benefits such as the fact that no down payment is required, however, only veterans may apply for VA mortgages. VA loans can only be used on...

VA Death Benefits for a Spouse

Among the benefits available to veterans and their families is the potential for death benefits for a surviving spouse. Spouses of deceased military veterans must meet certain criteria in order to be eligible. Spouses married before 1957 are...

How to Assume a Home Loan

Most home loans are not assumable, but Veterans Administration (VA) and Federal Housing Administration (FHA) home loans are. It is not necessarily easier to assume a home loan than it is to get your own loan. Most assumable loans require the...

How to Qualify for a VA Loan

One of the main benefits of a VA loan, which is a loan that is guaranteed by the Department of Veteran Affairs, is that there is no down payment required. VA loans are used for buying a home, although they can also be used to replace existing...

Steps to Processing a VA Loan

The Veterans Administration provides a home loan program for veterans and active duty military personnel. The program provides a guaranty on up to 100 percent financing for the sale price of a home. The VA does not provide the loans directly; the...

What Are VA Loans?

A VA loan is a type of home loan guaranteed by the U.S. Department of Veterans Affairs. This loan can be used to purchase a home or refinance and existing mortgage at a low interest rate with little to no down payment and closing costs. VA loans...

VA Loan Facts

VA loans are available to the more than 25 million veterans as well as certain other eligible people. This program was begun by President Franklin Roosevelt when he signed the G.I. Bill of Rights. The program was designed so veterans and their...

How to Use a VA Loan

VA loans, which are mortgages guaranteed by the Department of Veteran's Affairs, have many benefits, like the fact that they require no down payment and they usually have low interest rates. Once you are approved for a VA loan, you are almost...

What Are Government Mortgage Loans?

If you are in the market for a new home or simply want to refinance your current mortgage loan, consider applying for a government mortgage. Government mortgage loans are secured by the federal government and often have more lenient eligibility...

What Is a Home Affordable Refinance?

The Home Affordable Refinance Program allows millions of American homeowners to refinance their mortgages. The program was designed as one of President Obama's solutions to improve the weak economy. The Home Affordable Refinance Program is not a...