How to Find Out What Credit Cards Are Under My Name

If you have not used certain credit cards in a while or have concerns about identity theft, you may want to research what accounts you have open in your name. Staying abreast of your open credit card accounts can help you resolve issues such as disputing account charges or closing inactive cards. Since credit cards are tied to your social security number, you should still be able to find accounts even if you have changed your name.

Credit Card
A mass of credit cards sit on a desk. (Image: Ti_ser/iStock/Getty Images)

Step 1

Visit the FTC-sponsored Annual Credit Report website. This is the only website recommended by the Federal Trade Commission for individuals to request copies of their credit reports. You are eligible by law for a free copy every 12 months.

Step 2

Enter your personal information into the required fields on the Annual Credit Report site. This includes your name, social security number, birth date and address. You will be also asked a question to confirm your identity. For example, you may be required to enter the payment amount for your mortgage.

Step 3

Review all reports available. Access the reports available from Equifax, Experian and TransUnion. Although much of the information from each credit reporting bureau will be the same, there are likely to be some accounts that appear on one report and not on another.

Step 4

Look at the reports in their entirety. They will detail all credit cards you have in your name as well as the status of the account: open, closed or default. Even if the credit card has been inactive and you do not owe a balance to the company, it will still appear on the credit report. If you need to contact the creditor, their name and contact information appears on the report.


If you find on your credit reports any credit card accounts in your name that you have no knowledge of, you can contact the reporting agency to dispute the item.

Load comments

Copyright © 2019 Leaf Group Ltd. Use of this web site constitutes acceptance of the LIVESTRONG.COM Terms of Use, Privacy Policy and Copyright Policy. The material appearing on LIVESTRONG.COM is for educational use only. It should not be used as a substitute for professional medical advice, diagnosis or treatment. LIVESTRONG is a registered trademark of the LIVESTRONG Foundation. The LIVESTRONG Foundation and LIVESTRONG.COM do not endorse any of the products or services that are advertised on the web site. Moreover, we do not select every advertiser or advertisement that appears on the web site-many of the advertisements are served by third party advertising companies.